I don't think you can blame the Patriot Act for bad credit. That's like blaming mankind for the earth's eccentric orbit changing the climate.
Your pal,
Meat.
..."blame the Patriot Act for bad credit"...?
Naw. I'm blaming the Patriot Act for misleading naming. Doublespeak or what is known as George Orwellian "Newspeak" ( http://en.wikipedia.org/wiki/Newspeak ).
Thinking that any black box that further degenerated individual rights might well have a "Newspeak" name to make it sound palatable, I Googled "car payment box". The ad link shown ( http://content.hamptonroads.com/stor...037&ran=170893) popped up referring to Norfolk’s Patriot Auto Sales which probably also has extensive use of the American flag in their lot. Good example of dazzling the public with good "mind-control" symbols and names while twisting the knife.
Nothing wrong with the American flag mind you, but I disdain the commercial overuse of it. Well maybe Perkins is OK.
..."blame the Patriot Act for bad credit"...?
Sheesh. Everyone knows that the climate is causing bad credit.