Live in PA, looking at a BDR in Kansas

[joyridin']

In Ohio, it can get a bit tricky. The bank holds the lean on the title, but there is no physical title. Only a copy so you can get plates etc. When you pay off the loan, they release the title. You have to take the letter from the bank to the title bureau and pay $25 for the title. The last time I did this, it took about 7 days.

This depends on the bank etc. I would not touch that car without a clean title in his hand. Years ago, I had a buddy that bought a car from a guy that owed money to the bank for the car. At that time, the bank held the title. They did everything as described above. Went to the bank, paid off the loan, and he got a notarized title for the car. 3 days later, he goes to the title bureau to get the title put in his name. The old owner had run to the title bureau and claimed he lost the title. They gave him a new one. Now it was his car again and it was paid off. Big mess. My buddy ended up getting his money back for the car.