02-24-2003, 04:51 AM
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CC Member
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Join Date: Apr 2001
Location: Fort Worth TX USA,
TX
Cobra Make, Engine: Lone Star Classic Competition #56, 425HP Lingafelter 428 Cobrajet
Posts: 75
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Not Ranked
It all depends on the Agent
AllState gave me total replacement value coverage on my Lone Star Classics Cobra kitcar, no limitations whatsoever. All the agent wanted in his files was the list of parts with associated cost, painting costs, and hours of labor --- essentually a detailed turnkey pricelist. If replacement costs go up, all that is needed to raise the insured amount is an updated pricelist.
For fun and games, I called GEICO and found out that since Birkshire-Hathoway purchased them, they will insure anything, incuding kitcars with police radar detectors!!! (But they are not the lowest in rates)...
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