Do GY Billboards void your insurance?

[patrickt]

The most ubiquitous face of insurance is "Flo from Progressive," whose commercial just happened to come on the TV as I was reading this thread. On a whim, I typed them in, along with "Racing Slicks," and, sure enough, this page came up: Auto Insurance Coverage Options - Custom Parts and Equipment (CPE)/Accessory Coverage Yes, apparently Flo covers "Racing Slicks," and racing seats, too, but not CB radios. Now, if that's not a compelling reason to take a moment and read your policy, I don't know what is. But, you gotta love Flo....

[DAVID GAGNARD]

Originally Posted by patrickt

The most ubiquitous face of insurance is "Flo from Progressive," whose commercial just happened to come on the TV as I was reading this thread. On a whim, I typed them in, along with "Racing Slicks," and, sure enough, this page came up: Auto Insurance Coverage Options - Custom Parts and Equipment (CPE)/Accessory Coverage Yes, apparently Flo covers "Racing Slicks," and racing seats, too, but not CB radios. Now, if that's not a compelling reason to take a moment and read your policy, I don't know what is. But, you gotta love Flo....

You need to re-read the page you linked and understand what they are saying!!!!!! The info on that link is pretty much "standard" types stuff in most all auto policies....stating only half of what you read is pretty mis-leading to the uninformed!!!!!!!!!!!!!!!!!

CPE covers permanently attached equipment, devices, accessories, enhancements and changes, other than those that the manufacturer originally installs, that alter the appearance or performance of an automobile. This includes, but is not limited to:

Vs, radios and CD players and similar electronic devices that are not permanently installed in the vehicle
•Radar detectors
•Tapes, CDs and containers used to store them
•CB radios, telephones or two-way mobile radios that are not permanently installed in the vehicle

What this means is these items are NOT covered if they are just laying on your seat or floorboard,it they are attached to the car,then they are considered part of the car and ARE covered......90% of those that have a cb radio will have the bracket screwed under the edge of the dash or somewhere else in the car,attaching the cb to the car,IT IS now part of the car AND covered.....
Same goes for items in your trunk,whether it be your Cobra or your wife's daily driver, loose items in your trunk are considered "cargo" and not part of the car itself and therefore not covered,your spare tire and jack are normally attached to the trunk floor to hold them down,so now they are attached to the car and are covered items.........

Dvaid

[patrickt]

Originally Posted by DAVID GAGNARD

You need to re-read the page you linked and understand what they are saying!!!!!! The info on that link is pretty much "standard" types stuff in most all auto policies....stating only half of what you read is pretty mis-leading to the uninformed!!!!!!!!!!!!!!!!!Dvaid

David, I just included the link because it had "racing slicks" clearly specified. Nothing more than that.