Insurance information straight from the source!

[REAL 1]

Steve: My thought of getting the manufacturers involved would be to get them to cooperate with us and supply the Club check list with every kit and the info on whatever process the Club recomends or suggests to make sure the car is roadworthy.

I don't think any organization formed should participate in the actual inspections. I think it should be limited to an info pack with a check list to be certified by a qualifed ASE mechanic that listed items have been properly installed and constructed and the car is roadworthy. This then can be presented to the agent and carrier.

As to proving "street racing" first if Cobra owners know there is such an exclusion in the policy it will act as a disincentive to reckless driving. Owners will be on notice that if they are caught they lose it.

Second there are many occassions that such conduct can be proved. Its different then trying to prove someones subject intent. There are physical factors that will prove excessive speed. Perhaps typical crush analysis can't be performed to determine speed due to the fact there is probably no statisical data on crush analysis on Cobra replicas or Cobras. But as with the case in N.Y. where some guy in a vette was racing some jerk in a Lamborghini resulting in a death there were witnesses. Many times there are skid marks which can yield speed information.

If a car is going 100 mph it usually leaves quite a path of destruction when things go wrong. Accident reconstructionists many times can determine speed from damage and skid marks, yaw marks etc...

An exclusion against "street racing" is not only sound from a social standpioint and reasonable it will serve as a disincentive to reckless driving.

Thats one exclusion I would be in favor of.