Turk,
I guess we'll never see eye to eye on this.
My thoughts are so simple (I'm not capable of complicated thoughts, I work for an insurance company
).
Why NOT form a Cobra charter group? I don't think I've ever said that I think it would save everyone's life, stop all accidents, gaurantee insurance and cure cancer all at the same time. Nor have I ever said the sky is falling. What I feel is that Cobras can be very dangerous in the wrong hands, more so than most cars on the road.
There has been more than one fatality with Cobras. I don't have all the numbers, and wouldn't pretend to. But I know there was a double fatality earlier this year. When I talk about the insurance "problem", it's not just getting insurance itself. It's more a matter of what it is a symptom of. I'm not sure where Bill got his numbers on increase in Cobra claims, not that I doubt him, but there is a REASON they are dropping us. From my lengthy conversations with Great American, it is due to the number of Cobra claims vs. the number of Cobras they insure. Plus the types of accidents they are seeing. They have indicated that most Cobra wrecks are single car, and spins off an offramp, around a corner, something like that. And they are severe. Don't forget, I'd bet that for every crash we hear about on the forums, there are probably many who don't participate on the forums and we don't hear about their crashes.
Is a "sticker" going to change someones' driving habits? Of course not, and I wouldn't ever say it would. All I would like to do is create the group that will encourage participation in autox, open track, bracket drag racing at a sanctioned event.
I don't recall saying before that I feel peoples' cars are assembled poorly. What I said was that this is a concern I heard from the insurance companies, and I was passing that info along. Besides, I see nothing wrong with having my car double checked before it goes on the track. And when DV and I started trying to assemble this, safety was a part of it then too.
I do not now, or ever in the future intend to tell anyone what to do with their cars. I would not encourage people to "turn each other in", it is none of my damn business. All I hope is that members of the group will drive responsibly on the street, and do the racing things I described above. It works for other groups, why can't it work for us?
I just don't understand the fear. Hell, I don't care if people want to throw me out of the forums for talking about this. I feel strongly that we can do something to help ourselves. It won't end all the problems, but I just don't see how it can hurt.
Steve
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