11-18-2003, 05:50 PM
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Senior Club Cobra Member
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Join Date: Mar 2002
Location: God's country,
ME
Cobra Make, Engine: Original ERA 427sc, Powered by Gessford
Posts: 2,678
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Not Ranked
In addtion to TC's theory of a larger risk pool, the only other possible explanation I can think of with crotch rockets is the magnatude of potential loss when there is an accident. If the average crotch rocket is totalled how much is lost, $8-15K? Your average cobra will be at least $25-$35k write off, with many more in the $45-60k range. Obviously it costs insurance cos more if a cobra is totaled. Smaller risk pool plus greater potential loss equals more $$ to insure.
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