Info needed from Florida residents

[Rickd]

Having lived in Miami (Coral Gables) for the past 18 years, with a desire to retreat from the dense population, our company has agreed to relocate as soon as the economy improves (so some employees don't get hammered too badly). We have decided on St. Augustine. 60 miles south of Jacksonville Airport (we all travel a lot to S. America), lowest statistical hurricane risk in Florida (insurance on an $850,000 home in St. Augustine was $800.00 compared to $10,000.00 in Broward (a friend who moved). There are very nice homes on St. Augustine Beach in the mid $500's, and the same home, "on the mainland" in a very nice development is probably in the $300's. One of the most livable communities around, nice access to beaches, great cobra driving country, and generally a little cooler than the SE region. We stay at a B&B in the center of town, next to Flagler College, and the old town and it's restaurants are a short walk. The beach .. with A1A running south for miles, has a lot of "beach shack" type restaurants that you can pull up to any time of day or night with a cobra, dine, and not worry about a car being ripped off - in fact most have out door dining where you can see your car.