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CC Advertisers
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06-15-2015, 04:51 PM
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CC Member
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Join Date: Jan 2014
Location: Peoria,
AZ
Cobra Make, Engine: FFR, 302, Trick Flow EFI
Posts: 36
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Not Ranked
Car Insurance
Any suggestions on car insurance. I just received my renewal from American Modern Home Insurance Co (Geico) and my premium went from $539 to $ 631....
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06-15-2015, 04:58 PM
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CC Member
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Join Date: Aug 2009
Location: Phoenix,
AZ
Cobra Make, Engine:
Posts: 1,956
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Not Ranked
I use the same guy that Danr uses and it's $400 a year for $50K coverage.
He is also local.
https://www.statefarm.com/agent/US/A...is-X3PJ45KLHAK
__________________
FFR MK1---Sold
Superformance #884 --- Sold
No more Furds.
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06-15-2015, 08:27 PM
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Senior Club Cobra Member
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Join Date: Jun 2000
Location: Gilford,
NH
Cobra Make, Engine: FFR 302 carb
Posts: 8,121
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Not Ranked
Try NorthEast Classics. Have had them for 14 years.
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06-16-2015, 12:18 AM
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CC Member
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Join Date: Aug 2000
Location: Glendale,
AZ
Cobra Make, Engine: SPF 468ci 550HP + 150HP NX Matching Shelby GT500 650HP
Posts: 4,250
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Not Ranked
Mikie, NorthEast Classics uses American Modern Ins for coverage. I have it thank you. My coverage went up also. Still less than I was paying and they just forked up $863 for my windshield.
I am ahead
AZ Bob
__________________
AZCOBRA, AZBOBS Plates & JAFMO
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06-16-2015, 07:02 AM
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CC Member
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Join Date: Mar 2015
Location: Phoenix,
AZ
Cobra Make, Engine: 1965, small block 427/535 Ford Racing crate motor with fuel injection by Bob Reem
Posts: 153
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Not Ranked
I use Grundy. Full coverage, zero deductible and a 50k agreed to value is $300/year. And they just paid out a $3000 claim on my 33 Ford 3 window coupe and no raise in premium. Also unlimited milage.
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06-16-2015, 07:07 AM
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CC Member
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Join Date: Apr 2009
Location: Little Rock area,
AR
Cobra Make, Engine: ERA Street Roadster #782 with 459 cu in FE KC engine, toploader, 3.31
Posts: 4,533
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Not Ranked
I have Midwest for about $50k coverage for something around $350 annual (from memory). They are underwritten by Modern however. Mine did not increase this year. Might be worth inquiring with Robin at Midwest - possibly they know how to deal with Modern on rates??
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06-16-2015, 08:14 PM
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CC Member
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Join Date: Mar 2015
Location: Mesa,
AZ
Cobra Make, Engine: Factory Five Racing
Posts: 127
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Not Ranked
Try State Farm. Works for me.
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06-16-2015, 09:20 PM
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CC Member
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Join Date: Jun 2001
Location: Mesa,
AZ
Cobra Make, Engine: ERA #2119 289FIA
Posts: 5,380
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Not Ranked
AMIG, American Motorists Insurance Group raised my rate $24@ year after paying off my totaled car last September. Their customer service was most excellent! No complaints.
__________________
Karlos
"In the Land of the Pigs, The Butcher is King"
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06-19-2015, 05:06 PM
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CC Member
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Join Date: Jan 2014
Location: Peoria,
AZ
Cobra Make, Engine: FFR, 302, Trick Flow EFI
Posts: 36
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Not Ranked
StateFarm it is...... $45k agreed value, full glass....... $310 per year. Thanks for the suggestions.
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06-19-2015, 05:24 PM
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CC Member
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Join Date: Apr 2013
Location: Redding,
CA
Cobra Make, Engine: 1966 Classic Roadster
Posts: 192
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Not Ranked
I'm thinking of going to State Farm but first, has anyone had to file a claim with them? I had them many years ago and had a very bad experience. Any thoughts??
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06-19-2015, 07:30 PM
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CC Member
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Join Date: Aug 2007
Location: Carlsbad,
Ca
Cobra Make, Engine: SPF 2932 with 438 Lykins Motorsports engine. Previous owner of FFR 5452.
Posts: 2,617
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Not Ranked
Quote:
Originally Posted by GregAgrest
I'm thinking of going to State Farm but first, has anyone had to file a claim with them? I had them many years ago and had a very bad experience. Any thoughts??
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Several claims over the years including one total loss and two front enders to my cobras. All handled professionally to my satisfaction. Wouldn't think of changing.
Not always the cheapest, but I think they're the best.
__________________
Jim
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06-19-2015, 07:34 PM
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CC Member
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Join Date: Aug 2009
Location: Phoenix,
AZ
Cobra Make, Engine:
Posts: 1,956
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Not Ranked
Quote:
Originally Posted by Sherm1
StateFarm it is...... $45k agreed value, full glass....... $310 per year. Thanks for the suggestions.
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Did you use Patrick by chance or someone else?
__________________
FFR MK1---Sold
Superformance #884 --- Sold
No more Furds.
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06-19-2015, 08:51 PM
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Senior Club Cobra Member
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Join Date: May 2007
Location: Mesa,
AZ
Cobra Make, Engine: Contemporary Classic, 428 FE CCX 3069
Posts: 7,512
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Not Ranked
When my black car.got.smashed State Farm paid the claim in 6/days. No questions.
__________________
Dan in Arizona
CCX3209
"It's a great car and I love it, but it doesn't do 'SLOW' very well."
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06-22-2015, 04:18 PM
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CC Member
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Join Date: Jan 2014
Location: Peoria,
AZ
Cobra Make, Engine: FFR, 302, Trick Flow EFI
Posts: 36
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Not Ranked
I decided to use someone here in the west valley and glad I did. I called Wayne Barress's office here in Peoria. I spent about 10 minutes on the phone with Ben Torres, 15 minutes later he was here at the house, took some pictures, gave him a check and I was done! Simple, fast and easy.
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06-22-2015, 05:17 PM
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CC Member
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Join Date: Aug 2009
Location: Phoenix,
AZ
Cobra Make, Engine:
Posts: 1,956
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Not Ranked
Quote:
Originally Posted by Sherm1
I decided to use someone here in the west valley and glad I did. I called Wayne Barress's office here in Peoria. I spent about 10 minutes on the phone with Ben Torres, 15 minutes later he was here at the house, took some pictures, gave him a check and I was done! Simple, fast and easy.
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I'm glad to hear it was a different guy as your price is much better then mine. 
__________________
FFR MK1---Sold
Superformance #884 --- Sold
No more Furds.
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06-30-2015, 08:06 AM
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CC Member
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Join Date: Jun 2015
Location: Porter Corners,
NY
Cobra Make, Engine:
Posts: 15
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Not Ranked
Quick question
Did you list the cars as 65s, 66s 67s etc. or what they were build as such as a 1999 Factory Five?
I'll be looking into insurances in a bit and was curious as to what they recognize these cobras as.
Thanks,
Chuck
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06-30-2015, 02:35 PM
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CC Member
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Join Date: Aug 2009
Location: Phoenix,
AZ
Cobra Make, Engine:
Posts: 1,956
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Not Ranked
Quote:
Originally Posted by Chuckr
Did you list the cars as 65s, 66s 67s etc. or what they were build as such as a 1999 Factory Five?
I'll be looking into insurances in a bit and was curious as to what they recognize these cobras as.
Thanks,
Chuck
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Here in Arizona most are titled and insured as 1965 era.
__________________
FFR MK1---Sold
Superformance #884 --- Sold
No more Furds.
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06-30-2015, 05:38 PM
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CC Member
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Join Date: Aug 2007
Location: Carlsbad,
Ca
Cobra Make, Engine: SPF 2932 with 438 Lykins Motorsports engine. Previous owner of FFR 5452.
Posts: 2,617
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Not Ranked
Quote:
Originally Posted by Chuckr
Did you list the cars as 65s, 66s 67s etc. or what they were build as such as a 1999 Factory Five?
I'll be looking into insurances in a bit and was curious as to what they recognize these cobras as.
Thanks,
Chuck
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Be careful telling your insurance company that you have a 1965 cobra (instead of what it really is, a 2009 cobra replica) as premiums for 60 year old classics are much lower than more current cars. In case of a claim, the adjuster could deny coverage due to the fact that you misrepresented your vehicle in order to obtain a much cheaper premium. Even though your state allows it to be registered as a 1965 cobra, we all know that it isn't, and you're giving the insurance company some ammo to deny a claim due to fraud on your part. Just call it what it is and let the chips fall where they may.
My car is insured as a 2009 Superformance cobra replica.
__________________
Jim
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06-30-2015, 05:53 PM
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Senior Club Cobra Member
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Join Date: May 2007
Location: Mesa,
AZ
Cobra Make, Engine: Contemporary Classic, 428 FE CCX 3069
Posts: 7,512
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Not Ranked
You should insure the car exactly how it's registered. Otherwise the insurance and the registration don't match and you are in trouble it you get stopped.
__________________
Dan in Arizona
CCX3209
"It's a great car and I love it, but it doesn't do 'SLOW' very well."
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06-30-2015, 06:30 PM
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CC Member
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Join Date: Aug 2007
Location: Carlsbad,
Ca
Cobra Make, Engine: SPF 2932 with 438 Lykins Motorsports engine. Previous owner of FFR 5452.
Posts: 2,617
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Not Ranked
Coming from the insurance industry, you should insure it for what it actually is.
It doesn't matter to them how it's registered. As long as the VIN number is consistent, you're good to go.
__________________
Jim
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