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  #1 (permalink)  
Old 12-24-2010, 01:28 PM
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Default Capitol one - do not trust them

Ok, so get this. Capitol one is mining FACEBOOK.COM for your data.

--they then cross reference it with the credit bourgeois and feed the skip-trace data to collection agencies operated on the behalf of --you guessed it -- capitol one. -

How do I know this >?. -I was contacted ( at home --today 12-24) by one of the said agencies and was asked if I knew "So-n-So" (who is one of my best friends sisters, and asked for her under her married name. -) So the only place I am connected to her is --you guessed it , Facebook.

so here is the multi dimensional evil. - Facebook is selling your name, and / or Capitol one is sponsoring a Facebook game and getting access to your info on a friends "list" -- then using some name matching and grooming through the credit bourgeois contacting 3rd parties for your issue., or contacting you for information on someone else.

I really dont think privacy settings matter a F in this scenario.

How do I know they are doing this, >?

-- we did similar things when I worked for US Bank Corp in the early 90's. -- except they were done with files manually.

We would look at your name and address and cross ref by phone, street stores in the area etc.

Capitol One is not your friend. -



ahh I feel better.

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Old 12-24-2010, 01:37 PM
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thats why I don't Facebook, Myspace, Twitter at all
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Old 12-24-2010, 02:00 PM
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I could not agree more!!!!! Pick up the phone, write a letter, get in your car and visit.




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thats why I don't Facebook, Myspace, Twitter at all
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Old 12-24-2010, 02:11 PM
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All you have to do is change your settings on facebook so that people you dont know cannot see your info, who you are friends with, posts, pictures etc.

I have enjoyed CapitAl One over the years and they have been good to me when i have had issues with a few transactions.
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Old 12-24-2010, 02:16 PM
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Originally Posted by PANAVIA View Post
Ok, so get this. Capitol one is mining FACEBOOK.COM for your data.

--they then cross reference it with the credit bourgeois and feed the skip-trace data to collection agencies operated on the behalf of --you guessed it -- capitol one. -

How do I know this >?. -I was contacted ( at home --today 12-24) by one of the said agencies and was asked if I knew "So-n-So" (who is one of my best friends sisters, and asked for her under her married name. -) So the only place I am connected to her is --you guessed it , Facebook.



Steve
Did you happen to call the dead beat and tell her to start paying her bills so you wouldn't get phone calls at home about her bills ?
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Old 12-29-2010, 07:29 PM
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Originally Posted by PANAVIA View Post
Ok, so get this. Capitol one is mining FACEBOOK.COM for your data.

Capitol One is not your friend. -
Don't kid yourself, they all do it. It's worse than you think.
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Old 12-29-2010, 07:47 PM
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im wanted, thats why i dont use facebook
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Old 12-29-2010, 07:55 PM
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Are you sure she didn't just write your name down on a loan application as a reference? What about looking at her profile on FB and seeing friends, looking up names online and calling you? Why do you think they are so sneaky that they use an app to get names?

PS, I don't trust FB. Hide all info unless you are direct friends and do not join ANY apps on FB. Or don't use it. For sure never put info you don't want the entire world to know on there.
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Old 12-29-2010, 07:58 PM
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thats why I don't Facebook, Myspace, Twitter at all

Ditto. I don't do any of those "social networking" things. (Except maybe, do car forums count?)
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Old 03-04-2011, 07:26 AM
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Banks have been doing this sort of stuff since the Internet came into being. It goes much, much deeper than this. Trust me on that. I spent 14 years in the banking business and know first hand how they work. The book of choice back then was the criss cross book.

There are also addressing services that track who gets mail where. If you get mail at your home you are on that list. If you have an email account and the bill for the Internet service is going to your home, you are on that list.

If they have your email... they got ya! Most people do not know how open your address book is. Honestly it is scary!
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Old 03-04-2011, 08:34 AM
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I'm in the witless protection program so I can't use any of the social networking programs
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Old 03-04-2011, 09:24 AM
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I don't social network and I monitor what my wife puts on her account. If you put info about yourself on the net, anyone can get it.
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Old 03-22-2011, 05:47 PM
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I'm a CIA covert operative and the agency won't allow me to share any of my personal info on Facebook.

....at least, that's my story, and I'm stickin' to it!!!

Cheers from Dugly
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Old 03-22-2011, 06:25 PM
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Quote:
Originally Posted by RestoCreations View Post
All you have to do is change your settings on facebook so that people you dont know cannot see your info, who you are friends with, posts, pictures etc.
The problem is not C1, its Facebook. And its far deeper than you can possibly imagine and cannot be stopped by changing your personal settings. I can target you on Facebook with an ad that says "Hey >insert your name here< you are a dick!" And out of the millions of people on Facebook, you are the only human being on planet earth that will see that ad. And pick the date and time you'll see it. And if I were a tire dealer, I could also show you an ad that tries to sell you Michelin tires from my tire store as a result of you hitting Michelin.com three days earlier. I can also raise the fare price you see at www.airlineofyourchoice.com because you have returned three times in 48 hours to check on the same trip pricing, and I know you may be about to buy.

This is the high-tech science of behind-the-scenes targeted marketing and re-branding of which most have no knowledge. One other thing....if you do not want your personal identity violated (i.e. people breaking into your house after your son posts that you are all going to Florida on vacation) I suggest you run from FB ASAP.

Last edited by elmariachi; 03-22-2011 at 06:29 PM..
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Old 03-22-2011, 06:38 PM
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Originally Posted by elmariachi View Post
The problem is not C1, its Facebook. And its far deeper than you can possibly imagine and cannot be stopped by changing your personal settings. I can target you on Facebook with an ad that says "Hey >insert your name here< you are a dick!" And out of the millions of people on Facebook, you are the only human being on planet earth that will see that ad. And pick the date and time you'll see it. And if I were a tire dealer, I could also show you an ad that tries to sell you Michelin tires from my tire store as a result of you hitting Michelin.com three days earlier. I can also raise the fare price you see at www.airlineofyourchoice.com because you have returned three times in 48 hours to check on the same trip pricing, and I know you may be about to buy.

This is the high-tech science of behind-the-scenes targeted marketing and re-branding of which most have no knowledge. One other thing....if you do not want your personal identity violated (i.e. people breaking into your house after your son posts that you are all going to Florida on vacation) I suggest you run from FB ASAP.
Dude-you are scary...

If Al Gore knew what you know, he would not have invented the internet.
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Old 03-22-2011, 06:44 PM
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If Al Gore knew what I knew, he wouldn't be Al Gore. He'd be Tipper.

I remain amazed at the skunkworks crap my marketing department reveals to me. I do not now nor will I EVER have a Facebook account.
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Old 03-22-2011, 08:29 PM
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Did you know that for a price you can buy administrator rights on FB, LI, etc.? The license allows you to access data for purposes such as building a candidate bank if you are an employer looking to hire, conducting background checks on new hires, creating networks of like minded people, etc., but it can be used for many other purposes not so above board.

It's bad enough to post anything on FB that you couldn't tell your mother and be proud, but when you play those games, not only do you expose your personal info, but you share your friends and expose yourself to scams, viruses, and hacking of other personal information on your computer. This includes allowing a child in your house to access FB from the same computer you use to manage financial accounts, investments, and online banking. Are you crazy?
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Old 03-22-2011, 09:25 PM
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I read their rules. Anything you post there is theirs. Including photographs. I'm a pretty serious photographer and will not sign over my rights to my photographs to them. OK for pics of friends taken with your cell phone. Not OK for my grand canyon photos.
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Old 03-23-2011, 10:25 AM
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This just in about Facebook and CIA:

http://www.theonion.com/video/cias-f...cys-cos,19753/
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Old 03-23-2011, 10:58 AM
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bahahahahahaha!
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