04-17-2008, 04:34 AM
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CC Member
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Join Date: Jul 2004
Location: Rolla,
MO
Cobra Make, Engine: Shell Valley, '67 Cobra, 1966 427 sideoiler, 2x4s, w/NASCAR toploader
Posts: 126
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Not Ranked
Insurance
I carry American Family on all our vehicles, home, etc.
They have collector car insurance but many agents are unfamaliar with it. Last summer I was trailering my cobra on a long haul and the crank handle on the trailer roof vent came loose and fell on the top of the front fender, and left a nice 1/8" deep divot that was about 3/8" in diameter. The estimate for show quality repairs came in at $4990. The adjuster readily agreed that paint quality at that level was required, and that the front half of the car would have to be re-cleared. He went out to his vehicle to the computer, and in 5 minutes he came back into the garage with a check. There was absolutely no hassle at all over who would do the repairs or the amount.
Plus, the only restriction on the cobra is that it be kept in a locked garage when not in use. No mileage restrictions or driving restrictions at all. Plus the rate is about $400 per year agreed upon value with high liability and full coverage.
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