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Old 04-07-2008, 06:34 AM
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I guess all insurance companies are great until you need to file a claim.
I went thru Allstate, State Farm and am now with Farmers. I shop the prices every year or two and go with the cheapest national insurer as it seems the longer you stay with one the deeper into your......pockets?....they go.
I left Allstate for the same type of bs. Had coverage (car) and when it was totalled (via drunk driver) they refused to pay as per the policy, which was replacement. Ended up in court where (after 3 years of stalling via Allstate) it took about 45 minutes for the judge to read the policy and agree with us. Took another 2 months for the check to arrive.
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Old 04-07-2008, 07:14 AM
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Darn, I seem to be the exception on this subject. I don't know about car claims as I have only turned one in during my life and that was way back in 1963 and I was with some insurance company that doesn't exist today. They didn't pay but did make the other guy's insurance repair my car as he rear ended me while I was sitting at a red stop light right in the center of town. The claim for property damages was the only other claim I have ever turned in and it did run into a pretty good amount.

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