Classic/Replica Car Insurance

[34fords]

Would you guys mind saying how your Cobra is titled ? I don't know if the insurance company's look at that but I do know the tax people do. Thanks

[1795]

When I had my ERA 427 and it was titled as a 1965 Ford, I made it clear to my insurance agent that the car was a replica and what it would cost to replace. You do not want to be caught claiming that your car is something that it is not if you go to file a claim. That will quite possibly result in a charge of insurance fraud.

[ront49]

Originally Posted by 34fords

Would you guys mind saying how your Cobra is titled ? I don't know if the insurance company's look at that but I do know the tax people do. Thanks

My BDR was previously titled in Arizona...can't remember what year, I think 2004 which is when it was manufactured. For some reason Arizona assigned it their "own" registration number and did not use the VIN stamped on the frame. Arkansas did not accept Arizona's numbers and reverted back to the (correct) VIN Backdraft assigned to it. It's now registered as a 1965 Cobra.
I have Grundy insurance...never filed a claim so can't answer those questions. Grundy insured it for what I paid, $39,000. $267.00 annual fee.