Definition of "errands" for restricted insurance policy?

[fsstnotch]

Originally Posted by BEH

I don't understand how you guys are getting insurance for approx. $700.00/year on $50,000.00+ Cobras
I am 62 years old, clean record and it costs me $560.00/6 months for insurance on my 2006 6 cylinder Mustang in Florida.
Limit to 5000 miles/year.
I can live with the mileage as I am in Florida seasonally and only State Farm reconized my Canadian driving record.
All others rated me as a new driver.

The replica and the mustang are really apples and oranges. A new mustang is too "daily driver esk" even if you aren't using it as a daily.

I pay less than you for 6 months on 3 vehicles, 2 of which have full coverage 2003 or newer. I'm 25, my wife 22. Neither of us have a single moving violation (recorded, always fight a ticket!!) and both of our houses are also insured through the same carrier as well as my ATV's for theft.

I have USAA now, but had state farm before the change in 2004. State farm was great! I accidentally broke the back window out of my car and had it fixed the very next day and didn't have to pay a dime. I was very satisfied!!

[Don]

jhv48:

Good point, in a similar manner, the ability and concern of the agent to represent the policy holder with the insurance company, especially if there are any grey areas.