Retiring, WHICH State?

Excaliber · #1 (**permalink**) 04-23-2008, 10:48 AM

Ron61 has been most helpful concerning Northern Calif, Redding, seriously considering that area. Then I got to thinking, what about Nevada? Taxes better? More retirement friendly? Any tips would be appreciated.

In spite of "Kalifornia" having excessive 'laws', the fact remains, the State has a lot going for it. I lived in Redding for many years and some great memories there.
Ernie

Jamo · #2 (**permalink**) 04-23-2008, 12:11 PM

The way you crash motorcycles and blow up motors? Not sure the citizens of California can survive you living here.

If you're bringing the scooter...try the Bay Area, either the Castro or Marin.

Honestly...check out the Reno area. Low taxes, close to California, absolutely beautiful outdoors, damn nice town. I've got several clients who retired there.

tcrist · #3 (**permalink**) 04-23-2008, 12:37 PM

I know people that retired to Fallon, Nevada. Just don't drink the water.

Doug I · #4 (**permalink**) 04-23-2008, 12:40 PM

427sharpe · #5 (**permalink**) 04-23-2008, 12:50 PM

Don't leave out Florida...no state income tax, beautiful weather (except the occassional hurricane) and plenty to do in major metro areas like Miami, Tampa/St Pete or Orlando. And Daytona Speed Weeks.
And if you want to live very well...try Mexico, right across the US border. with the value of the dollar v. peso you can live very well on poco peso....and still come across for entertainment. A friend of mine retired from military and barely made it by in CA, moved across the border, rented a larger house than he had and hired a lady and her husband to keep up the house and run errands and still banks some for a rainy day.

Jamo · #6 (**permalink**) 04-23-2008, 12:57 PM

Florida is a swamp, it has sinkholes and it's relocated folks from the cigar island have an attitude nearly as bad as their smell.

It is a sublime POS.

Except for the Keys and the area around Tampa.

Tallest mountain in Florida is wherever a Great Dane takes a dump.

Dumbasses don't even know how to vote or have an election...proven several times.

It would be criminal for them to have a state tax...the state ain't worth paying for.

Just my humble opinion, of course. I am the CobraBill of Florida.

427sharpe · #7 (**permalink**) 04-23-2008, 01:08 PM

Florida is a swamp, it has sinkholes and it's relocated folks from the cigar island have an attitude nearly as bad as their smell.

CA is a sinkhole in waiting and nothing could possibly smell as bad as LA

Tallest mountain in Florida is wherever a Great Dane takes a dump.

Don't need mountains when you have miles and miles of white beaches covered with beautiful women and NO UC BERKELEY types to ruin it

Dumbasses don't even know how to vote or have an election...proven several times.

Half of CA are dumbasses that shouldn't be allowed to vote...how did you guys let Waxman and Pelosi in??

It would be criminal for them to have a state tax...the state ain't worth paying for.

Neither is CA; 1/2 the residents just aren't smart enough to realize it and the other half just like the 'feel' of it in the arse

Just my humble opinion, of course.

Ditto. Having lived in both, I'll take the blues over the lefts anyday....but I don't plan on leaving Texas anytime soon.

Cobrabill · #8 (**permalink**) 04-24-2008, 02:17 AM

Quote:

Originally Posted by Jamo

Florida is a swamp, it has sinkholes and it's relocated folks from the cigar island have an attitude nearly as bad as their smell.

It is a sublime POS.

Except for the Keys and the area around Tampa.

Tallest mountain in Florida is wherever a Great Dane takes a dump.

Dumbasses don't even know how to vote or have an election...proven several times.

It would be criminal for them to have a state tax...the state ain't worth paying for.

Just my humble opinion, of course. I am the CobraBill of Florida.

Jamo-take a flyin' %$#^in' leap-would ya?

Ernie-i say Florida.That way, WHEN CS sues you,you'll be able to hide behind the BS laws they have down there like O.J.

Jamo · #9 (**permalink**) 04-23-2008, 01:15 PM

Texas? Oh, you mean Northern Mexico.

Ron61 · #10 (**permalink**) 04-23-2008, 01:19 PM

Actually I think the Mexicans just want to use Texas as a way to get to the other states. I too like the Reno area.

Neither is CA; 1/2 the residents just aren't smart enough to realize it and the other half just like the 'feel' of it in the arse

You do realize that more than 2/3rds of the population in Calif. is from the Bay Area South.

Ron

Excaliber · #11 (**permalink**) 04-23-2008, 01:41 PM

A couple of my friends are headed to Texas, after thinking about it, nah, I can't do the Texass thing? Florida, to humid, to many mesquitos, it's a swamp I tell ya.

Reno sounds intriguing, I'll start researching that area. Anything SOUTH of Sacramento is 'to deep' for me. Gotta be north Cali or nothing.

Carson City maybe, somewhere in the Reno area, I like that tax structure!

Smokingcobra2 · #12 (**permalink**) 04-23-2008, 02:17 PM

i'm doing North carolina. tax's 10% of what i pay here in ct. weather is nice, maybe a couple cooler months in dec and jan but awesome for boating ans cruise's in the cobra. And building alot cheaper than here.
joeg

Ron61 · #13 (**permalink**) 04-23-2008, 02:25 PM

I found a site once while browsing the real estate listings that would let you figure the property taxes in any state and now I can't remember where it was. I know I figured what they would be on some places in Arkansas and was surprised at how much they were. I also did them on a place or two in New Mexico using that site. Wish I had marked it or at least written it down. At least Nevada has no state income taxes. And Reno is just a 4 hour drive from here if the traffic isn't bad. So anywhere in that area I like.

Ron

Excaliber · #14 (**permalink**) 04-23-2008, 02:30 PM

You know I DID seriously consider North Carolina for awhile! Well, theres hardly an area in the US I haven't considered as far as that goes, but yeah, Carolina, not a bad call.

In the end I want to be within a reasonable driving distance of 'friends and family' and that put's me on the west coast. Hence, Nevada, Calif, ruled out Oregon, I just can't take that rain anymore. Yes, I WILL be bringing the motorcycles and the Cobra, so need some fair weather. Tuscon was right up there in the top ten, to dam hot in the summer I think. Taxes are beginning to play a HUGE roll in the final analysis. I worry about Reno being to cold... It's gonna tough after living in Hawaii for 20 years to find some place that's almost as good. BUT, I am SO tired of living on this tiny freakin' rock where all you can do is drive in circles.

They closed down our only race track a couple of years ago, I've been depressed ever since.

Ron61 · #15 (**permalink**) 04-23-2008, 02:45 PM

Ernie,

The following is just part of what the article said, but it is one of those that they change every 15 minutes, so if I post the link it will likely be gone by the time anyone tries to look at it.

The housing problems largely aren't national but regional in nature, said Susan Wachter, a real estate professor at the University of Pennsylvania's Wharton School.

"The interesting thing is that there are parts of the country where housing prices are doing fine, thank you," she said. In fact, only five states are in what she would consider a housing recession: California, Arizona, Nevada, Florida and Michigan.

Ron

Cobrabill · #16 (**permalink**) 04-24-2008, 02:20 AM

Quote:

Originally Posted by Excaliber

. Tuscon was right up there in the top ten, to dam hot in the summer I think.

Ernie-i just consider it paying"dues" for a shirt-sleeve winter.

Ron61 · #17 (**permalink**) 04-24-2008, 02:29 AM

Ernie,

In the Reno area you have a lot of historical places that are a short drive also. Placerville where the old Marshall Sawmill has been restored to a degree with a museum, Donner Pass and a chance to actually see where they lived during that Winter. Same applies for Redding as it is just a 4 hour drive to Reno if the traffic isn't bad. But in the end it comes down to what is going to please you the most. Flordia does have one good thing that I can think of off hand. Turk now lives there so that added some class to the state. Good Lord, a Gashole actually adding class to a state. Maybe he can teach them how to vote.

Ron

Paul F · #18 (**permalink**) 04-24-2008, 08:19 AM

SPF,

Having gone full circle, what are you glad to be back to in Indiana and what do you miss about Northern California? Ignoring the $$ issue and assuming you could afford to live anywhere in Sonoma, which do you prefer?

We had a lot of people move out here for jobs from the east in the late '90s. Everyone was amazed at the shacks that are sold here and called houses.

I like the Midwest a lot, but everytime I consider going back there or anywhere to retire, the weather still becomes the blocking issue.

AMF · #19 (**permalink**) 04-24-2008, 08:30 AM

Coming from someone who's lived virtually everywhere, it all depends on what's important to you.

If cost of living isn't an issue, and you can stand the liberalism and illegals, California (San Diego) is the place to be.

Florida is nice, but the weather is more humid, and the bugs are much more plentiful. The laws here aren't as redonkulous (as Cali). The illegals are only a huge issue down in SE Florida (the rest of the state is about the same as the rest of the country).

If you're looking to capitalize on a cost of living disparity, move to ND (highest number of millionares per capita)...if you can stand the weather. ND has low crime, low cost of living, low pollution, and is usually in the top 5 for education. Great place, if you can stand 7 months of Winter, 1 month of Spring, 3 months of Summer and 1 month of Fall.

Montana (Western) is much more beautiful and tends to be more expensive nowadays (all the bourgeoisie from Cali and such that have moved in). Eastern Montana is about as interesting as a parking lot.

The Pacific NW is my favorite. Nice people (comparatively), cost of living is average to high (depending on where you're at), immigration issues are moderate, crime is relatively low, taxes are hit or miss (depending on the state).

I'd take a serious look at some of the better cities around the country. St Louis, Cincinnati, Tampa, etc.....all are cities that are large enough to do stuff (sports, concerts, festivals, nightlife,) and have a major airport, but don't have the outrageous cost of living or rediculous traffic that some of the other huge cities have (like Chicago, LA, NYC, etc).

By the time I'm ready to retire, I'm going to want to be far away from everyone so I'll probably either retire in Montana or Alaska. I'll have a vacation home here in FL with a primary residence in MT/AK or vice/versa depending on the tax advantages.

Excaliber · #20 (**permalink**) 04-23-2008, 02:56 PM

Thats a good point Ron, and I'm following a basic real estate guideline, sell high, buy low. Prices are STRONG in Hawaii, my place is just about maxed out in current value, time to sell. And BUY in a depressed zone, like Redding. WOW, terrific prices there right now, I could get a nice place and pocket some serious change when the smoke cleared. Same for Reno area, that is a little farther out than I wanted, but it sure is a nice area, I always did like Reno...

Michigan? Whew, spent three years there and it took me the next 10 to warm up after I moved to Hawaii. Michagian? Not gonna happen!