Insurance and registration-California

[Whiplash]

Hi guys,

BDR 479 should be here this weekend. Here's my question. Do you need proof of insurance to start the registration process? My broker has told me the underwriter wants to see a temporary operating permit on it before she writes the policy.

My concern is the DMV won't start the process until they see insurance, and the insurance company won't insure me until they see a registration/TOP. Catch-22.

I know I'm probably over complicating things, but I think everyone gets a little nervous when starting the registration process in California.

Also, I tried a more direct route for insurance, and due to a "blemish" on my record 4 years ago, they wouldn't write me. So this is one of my limited options.


Also, I need to bring the car with me on the first visit to the DMV, correct? Another member told me I do, but I thought I'd double check here as this is the mecca of all that is cobra.....

Thanks in advance for any insight/info.

-Sean