Homeowners insurance, who do you use

[fsstnotch]

Originally Posted by DAVID GAGNARD

That varies state to state, here in Louisiana, an insurance company must give you a minimum 30 day written notice (3 times) before they can cancel you and there are very stingent rules they must follow/meet in order to cancel you and having one claim is not enough to cancel you...............

Also, most insurance companies will give you a nice discount if you have your homeowners policy as well as your autos with them.....

Not familar with USAA, but something just doesn't sound right with this whole deal..........I would certainly call the insurance commisioner/commision and check into this.........

David

Already done David. they are investigating. I also have made several more badgering calls to USAA and I am making SOME headway. I actually got a civil agent whom was willing to help, they passed me on to an underwriter that was also willing to help. After telling him my story, he advised that I need to call the special investigator that handled hte case and ask them to file an error report. If I can get her to do that, USAA will reinstate my current policy. THEN, I will really start looking into switching! Right now Allstate is saying they can't write a policy with liability. The best they can write is a PA Fair Plan which is similar to a fire policy and would cost $1300!!! She said that was based on the single claim I have which was $3636 for vinyl siding one one side of my house. Heaven forbid you have a total loss!!!!! You wouldn't be able to get insurance PERIOD!!!